Terms and Conditions

Terms of Service Agreement

Welcome to zenquoraviel. These Terms and Conditions govern your use of our website and consultation services. By accessing our website or using our services, you agree to comply with and be bound by these terms.

Please read these terms carefully before using our services. If you do not agree to these terms, please do not use our website or services.

Definitions

For the purposes of these Terms and Conditions:

  • Service: Refers to the financial planning consultation services provided by zenquoraviel
  • Company: Refers to zenquoraviel, the provider of financial consultation services
  • User: Refers to any individual who accesses or uses our website or services
  • Content: Refers to all information, text, graphics, and materials available on our website

Use of Our Services

Our financial consultation services are provided subject to the following terms:

Permitted Use

  • Use services for legitimate financial planning purposes
  • Provide accurate information during consultations
  • Respect intellectual property rights

User Responsibilities

As a user of our services, you agree to:

  • Provide accurate and complete information
  • Maintain the confidentiality of your account information
  • Use services in compliance with applicable laws
  • Notify us of any unauthorized use of your account

Prohibited Activities

You may not use our services to:

  • Engage in any illegal or fraudulent activities
  • Violate any applicable laws or regulations
  • Interfere with the security or functionality of our website
  • Distribute harmful or malicious software
  • Impersonate another person or entity

Intellectual Property Rights

All content on our website, including text, graphics, logos, and software, is the property of zenquoraviel and is protected by intellectual property laws.

You may not copy, modify, distribute, or reproduce any content without our prior written consent.

Privacy and Data Protection

Your privacy is important to us. We collect and process personal data in accordance with our Privacy Policy, which forms part of these Terms and Conditions.

Please review our Privacy Policy for detailed information about our data practices.: Privacy Policy

Payment Terms

The following payment terms apply to our consultation services:

  • • Subscription fees are billed monthly in advance
  • • All prices are quoted in US Dollars and include applicable taxes
  • • Refunds are provided in accordance with our refund policy

Disclaimers

The following disclaimers apply to our services:

Service Provided "As Is"

Our services are provided on an "as is" basis without warranties of any kind, either express or implied.

Limitation of Liability

To the maximum extent permitted by law, zenquoraviel shall not be liable for any indirect, incidental, or consequential damages arising from the use of our services.

Our total liability shall not exceed the amount paid by you for our services in the preceding 12 months.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently:

Arbitration

Any disputes arising from these terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

The arbitration shall be conducted in English and governed by United States law.

EU Online Dispute Resolution

If you are an EU resident, you may access the European Commission's Online Dispute Resolution platform for resolving disputes.

EU ODR Platform

This does not affect your rights under local consumer protection laws.

Governing Law: These Terms and Conditions are governed by and construed in accordance with the laws of the United States.

Termination

Either party may terminate the service agreement at any time with appropriate notice. We reserve the right to suspend or terminate access for violations of these terms.

Upon termination, your right to use our services will cease immediately.

Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective upon posting to our website.

Continued use of our services after changes constitutes acceptance of the modified terms.

Severability

If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and zenquoraviel.

Contact Information

If you have questions about these Terms and Conditions, please contact us at contact@zenquoraviel.com or +1-829-513-757.

Company Name: zenquoraviel

Email Address: contact@zenquoraviel.com

Phone Number: +1-829-513-757

Business Address: 123 Financial Plaza, New York, NY 10001

Last Updated: August 15, 2025

zenquoraviel financial planning logo: zenquoraviel financial planning logo